Terms and Conditions

The Smaver website is owned and operated by Smaver Services Pty Limited and “Smaver” is an Australian business name of Smaver Services Pty Limited and trademark licensed to Smaver Services Pty Limited.

This document governs your use of the Smaver website. The other terms and conditions contained in the Smaver Services Pty Limited Privacy Policy and on the Smaver website also form part of Smaver Services Pty Limited agreement with you.  Please read them carefully before proceeding.

Your use of and access to the Smaver website is conditional upon your acceptance and compliance with these Terms. Your use of and access to the Smaver Website constitutes your agreement to be bound by these Terms. From time to time, Smaver Services Pty may change these Terms, without notice. Any subsequent use of or access to the Smaver Website by you will mean that you have accepted the changes to these Terms.

If you do not agree to these Terms, you must not use or access the Smaver website. 

These Terms are intended to be for the benefit of Smaver Services Pty Limited, its Related Bodies Corporate, and their respective Personnel.

The Smaver website provides an information service to users of the website. The products and services promoted on the website are not representative of all the products and services available in the market.

The Smaver website provides you with information, advertisements, and links to other websites.  It may also contain general recommendations about products and services and what to consider when buying. However, it contains no personal recommendations, suggestions, or advice about the suitability of a product or service for you and your needs and does not consider your individual circumstances.

Before acting on the information and guidance provided by the Smaver Website, you should evaluate your own individual needs, objectives, and situation and which products and services are suitable for you, and if necessary seek independent financial or investment advice before making a decision to purchase any of the products and services featured on the website.

The service provided by Smaver on its website enables you to view information and offers from a range of partners. These partners may pay smaver to have their information and offers on the website. When you click through to these partners and/or purchase a product from these partners, Smaver may receive a commission and/or referral fee for this service provision.

The Smaver website and its content are made available only to genuine bona fide website users.

By using the Smaver website you warrant that you are such a website user.

You must not use the Smaver website or its content for commercial purposes (including for competitive advantage or to the competitive disadvantage of Smaver, its Related Bodies Corporate or any Supplier);

  • in any manner that is inconsistent with the purpose for which the Smaver Website is provided;
  • in any manner which is in breach of any laws; or
  • in any other way which is not expressly permitted by these Terms or by Smaver.

Without limiting the above, you will not and will not permit a third party to:

  • use or access the Smaver website or its content in a way that infringes the intellectual property rights or other rights of any person;
  • copy or disclose to any person, any content other than as expressly permitted by these Terms;
  • use any method or process (including data scraping, collection or accumulation tool, robot, spider, or scripted responses) for the purpose of obtaining, processing, copying, replicating,  distributing, reconfiguring, republishing, viewing, assessing, analysing, modifying, or  repackaging the content;
  • use any method or process to consolidate or combine the content with any other content, data, information, images, or material;
  • reverse engineer, disassemble, or otherwise attempt to construct or identify the Smaver websites’ source code, formulas, or processes;
  • use, access, or retain any content in any manner or form whatsoever, unless expressly permitted by these terms;
  • do anything which will or may damage, disrupt access to, or interfere with the proper operation of the Smaver website;
  • do anything which will or may place an unreasonable load on the infrastructure of the Smaver website;
  • post, distribute, or send any ‘spamming material or any other form of bulk communication;
  • impersonate any person or entity;
  • publish or disseminate any material which is unlawful, defamatory, indecent, offensive, or inappropriate;
  • use the Smaver website to harass, defame, abuse, threaten, or otherwise offend others; and
  • transmit any material which contains viruses or other computer codes designed to interrupt, limit or destroy the efficient operation of the Smaver Website, its software, or hardware.

Subject to these Terms, you agree that your use of and access to the Smaver Website (including by creating and using a customer account) is at your own risk.

Smaver Services Pty Limited tries to ensure that the content (which includes information supplied by third parties) is accurate and up to date. Please write to Smaver Services Pty Limited at the Smaver Services address, if you spot an error. However (to the maximum extent permitted by law), Smaver Services Pty Limited does not warrant the accuracy, adequacy, or completeness of the Content, and you should not rely upon the Content as being accurate, complete, or up to date.

Smaver Services Pty Limited will take reasonable steps to provide a safe and reliable service. But there are some risks with using the internet. Smaver Services Pty Limited does not guarantee that the Smaver Website will be free from viruses. Smaver Services Pty Limited accepts no responsibility for any harmful computer code that might be introduced to your system by using the Smaver website (to the maximum extent permitted by law).

Smaver Services Pty Limited does not guarantee that access to the Smaver Website will be uninterrupted, timely, or secure, or that it will always operate as intended, and Smaver Services Pty Limited accepts no responsibility in that regard (to the maximum extent permitted by law).

The Smaver website, or any product or service available on them, may be changed or withdrawn at any time, without notice.

Your access to the Smaver website may be terminated at any time, without notice, for whatever reason. You must not, in any way, access the Smaver Website or its Content after the termination of Your access. But the disclaimers, limitation of liability, and indemnity provisions in these Terms will survive the termination of your access. Any licenses or other rights you granted to Smaver will also survive termination of that access.

You agree that your use of the information contained in a Smaver email is at your own risk.

Smaver Services Pty Limited does not warrant the accuracy, adequacy, or completeness of the information in a Smaver email and you should not rely upon the content as being accurate, complete, or up to date. Smaver Services Pty Limited recommends you confirm the news, information, and offers contained in the Smaver email with the relevant offeror(s), provider(s), and Supplier (s)

Smaver Services Pty Limited does not guarantee that the Smaver Email will be free from viruses. Smaver Services Pty Limited accepts no responsibility for any harmful computer code that might be introduced to your system by accessing a Smaver email (to the maximum extent permitted by law).

Smaver Services Pty Limited does not guarantee that the sending of the Smaver emails will be uninterrupted or timely and Smaver Services Pty Limited accepts no responsibility in that regard (to the maximum extent permitted by law).

The sending of the Smaver emails may cease at any time, without notice.

You agree that your creation and use of a customer account for the Smaver Website is at your own risk.

Smaver services Pty Limited will take all reasonable steps to maintain the security of the information provided in your customer account as explained in our Privacy Policy. It is your responsibility to select a strong password and ensure that it is:

a) not disclosed to any other individual or third party; and

b) regularly rotated and not used with any other password-protected service.

Smaver Services Pty Limited does not warrant the accuracy, adequacy, or completeness of any information provided by any third-party provider of any prizes offered by that third-party provider for any competitions that may be offered from time to time by Smaver. Entry to such competitions may require information to be gathered by Smaver in order to identify any winners or beneficiaries of such competitions. This information will be treated as required by the relevant provisions of the Privacy Act (Cth) and Australian Privacy Principles contained within that Act. Please click here to view our Privacy Policy and our Terms and Conditions in full.

All winners will be notified by email and or phone call, and all reasonable means will be used to notify any such winners.

Judges determinations will be final.

The Smaver Website contains links to other websites operated by third parties. Smaver Services Pty Limited does not recommend or endorse those other websites or the products and services provided on those sites. Smaver services Pty Limited is not responsible for the condition or content of those websites as Smaver services Pty Limited does not have control over those websites. Smaver Services Pty Limited makes no representations about the accuracy of any information contained on any other websites and is not responsible for any loss arising directly or indirectly from you using, accessing, or attempting to access those websites.

You must obtain Smaver Services Pty Limited.’s prior written permission to link to the Smaver Website.

The Smaver website may display third-party advertising. Smaver services Pty Limited does not recommend or endorse the third-party advertiser, its products, or services.

The Smaver website (including the software, layout, and design contained within it) and its content is subject to copyright. You may view the Smaver website using your browser and print out or download a copy for your personal and non-commercial use. Except as otherwise provided by law, all other use, copying, reproduction, dissemination, modification, adaption, distribution, transmission, republication, display, or performance of all or part of the Smaver website is prohibited. Nothing in these Terms constitutes a transfer of any intellectual property rights.

Smaver services Pty Limited, its Related Bodies Corporate, product providers, and the Suppliers own or licence certain trademarks which appear on the Smaver website. Use of those marks is prohibited unless you obtain the prior written consent of Smaver Services Pty Limited.

Except for obligations imposed by law that cannot be excluded, You agree that Smaver Services Pty Limited, Smavers Related Bodies Corporate, and their respective Personnel will not be liable for any loss arising out of, as a result of or relating to the Smaver Website, the content, the use of or access to the Smaver website including (without limitation) that arise as a result of:

  • any unauthorised access of or breach of security to either of the Smaver Website for whatever reason;
  • any error, faults, omissions, inaccuracies, or misrepresentation in relation to the Smaver Website and their Content; and
  • the transmission of any computer virus.

You agree that, to the maximum extent permitted by law, in no circumstances whatsoever will an Indemnified Person be liable for any indirect, incidental, special, or consequential loss or damage or loss of profits however caused.

To the maximum extent permitted by law, you agree to indemnify and keep indemnified each Indemnified Person against all actions or claims which may be brought against each Indemnified Person by any person and all Loss suffered or incurred as a result of:

  • Your breach of these Terms;
  • Your breach of any other legal obligation or law;
  • Your acts or omissions;
  • Your use of the information contained in a Smaver email;
  • Your use of and access to the Smaver website; and
  • Your use of and access to the Smaver website.

Your privacy is very important to Smaver Services Pty Limited. Smaver services Pty Limited may ask you to provide personal information when you use the Smaver website. The way in which Smaver collects, uses, and discloses personal information is set out in the Smaver services Pty Limited Privacy Policy which is available on the Smaver website.

Click here to view the Privacy Policy

For Your protection, services that involve the provision of confidential information are provided via a secure server. The information is encrypted using the Secure Socket Layer Protocol. This will significantly improve the security of the information you provide.

The information on the Smaver website is provided for Australian residents only. The law applicable in the state of Victoria, Australia will apply to these Terms, use of the Smaver website, and the resolution of any disputes arising from access to and use of the Smaver website. You and Smaver services Pty Limited submit to the exclusive jurisdiction of the court and tribunals of the State of Victoria.

If you have any technical issues when using the Smaver website or any suggestions on how they can be improved, please contact the Website Administrator at the Smaver Services Pty Limited email address – info@smaver.com.au