1. Your neighbourhood
Your neighbourhood. Even moving a few streets can change your premiums. It’s not all about car thefts either; factors such as having a high number of road accidents due to a blind corner can affect an area’s risk profile.
2. Where you park your car
Where you park your car can also be a factor. If you now have access to a lockable garage, your car will be more secure and your premium may decrease. Even off-street parking can reduce your premium.
3. How far you drive each year
Finally, how far you drive each year. Some insurers offer lower premiums if you travel under a certain number of kilometres per year. If your new home is closer to work or your child’s school, this could be worth considering.