Step 1

Essential utilities

Step 2

Important household services

Step 3

Government and essential records

Health insurance

Smaver Updater

Bupa

One of Australia’s largest health insurers offering hospital and extras cover, with a strong national provider network and member services.

Available in all states and territories

Medibank

Major Australian private health insurer providing hospital and extras cover with extensive digital claims and member services.

Available in all states and territories

HCF

Not-for-profit health insurer offering hospital and extras cover with a focus on member value and rebates.

Available in all states and territories

nib

Australian health insurer offering flexible hospital and extras cover with a strong digital claims platform.

Available in all states and territories

HBF

Western Australia’s largest health insurer providing hospital and extras cover to members Australia wide.

Available in all states and territories

Teachers Health

Industry-based not-for-profit health insurer originally for education sector workers, now open to all Australians.

Available in all states and territories

Australian Unity

Mutual organisation offering private health insurance along with banking and aged care services.

Available in all states and territories

Frank Health Insurance (GMHBA)

Simple, low-cost health insurance brand owned by GMHBA offering hospital and extras cover.

Available in all states and territories

AHM (Medibank group)

Budget-focused health insurance brand offering straightforward hospital and extras cover online.

Available in all states and territories

Defence Health

Not-for-profit health insurer originally for defence personnel, now open to eligible Australians and families.

Available in all states and territories